Power Checking Account Details
- $100 minimum opening deposit
- No daily balance requirements
- No monthly service charge
- ATM fees refunded
- eStatements required
- 15 debit card purchases per month
- One direct deposit per month
All MidWestOne Checking Accounts Come With:
- Digital Banking
- Debit Card
- Free Mobile Deposit
- Free eStatements
- Apple & Android Pay
- Free withdrawals from MidWestOne ATMs
- Free Bill Pay
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Important Power Checking Dates
Power Checking Qualification Cycles end on the fourth Wednesday of each month. On this day, transaction counts are finalized and interest is paid. Transactions that have posted and cleared are no longer in pending status. Any transactions pending when the Power Checking Qualification Cycle ends will not be included in the current cycle. Domestic ATM fees are refunded to the account once the Power Checking qualifications are met.
The current qualification cycle will end on June 28, 2023.
Disclosures